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Equine Farm and 
Liability Insurance

We understand that your lifestyle is more than just a hobby. Our equine farm and liability insurance is tailored to you, helping protect every aspect of this lifestyle — from your horses and equipment, to your property.

equine farm insurance equine farm insurance

We tailor your insurance solutions to meet the specific needs of your equine property and equipment to provide the peace of mind you need to focus on your passion.

Target and Ineligible classes

equine farm insurance target classes

Target Classes

  • Boarding 

  • Breeding 

  • Training 

  • Student instruction 

  • Clinics 

  • Horse sales 

  • Horse shows 

  • Pleasure 

  • Arenas 

  • Rescues and/or adoption programs 

  • Retail stores/internet sales (no mixing of feed or additives) 

  • Therapeutic operations

List is not all-inclusive, other equine operations are potentially eligible

equine farm insurance

Ineligible Classes

  • Combined driving (teams of horses competing) 

  • Horse pulls/plowing events 

  • Carts/buggies/sleigh rides/hayrides 

  • Medieval games/rodeo/racing/polo 

  • Vaulting 

  • Dude ranches 

  • Racetracks 

  • Exotic animals/petting zoos 

  • Short-term rentals and/or operating as bed-and-breakfasts

List is not all-inclusive

Our Coverages

Discover our comprehensive coverages tailored specifically for equine dwellings, providing peace of mind and support for the unique needs of your equine operation’s growth and success.

Dwelling replacement cost protection enhancement:

  • 125% replacement cost coverage

  • 150% replacement cost protection for dwellings $600,000 and above

Multiple increase limit options for specific limit limits:

  • Outdoor radio and TV equipment

  • Watercraft

  • Trailers

  • Business property

  • Theft of furs, jewelry, etc.

  • Theft of firearms

  • Theft of goldware, silverware, etc.

  • Credit card and electronic transfer coverage

Dwelling coverage includes an additional 25% above the limit of insurance on the dwelling for increased costs the insured incurs due to the enforcement of any ordinance or law

  • Cyber protection

  • Equipment breakdown coverage available for owner-occupied risks

Why Berkley Agribusiness

At Berkley Agribusiness, our focus on the agribusiness and equine industries is backed by our specialized expertise and genuine passion.

LEARN MORE ABOUT US

Your business is unique, and your insurance coverage shouldn’t be any different. That’s why our offerings are both specialized and distinctly tailored not only for every client and broker we work with, but to withstand the dynamic shifts of the industry.

LEARN MORE ABOUT US

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Make a Payment

Access the electronic bill pay system to make a payment on your equine policy.

Claims

Providing prompt and transparent claim handling, our specialized claims team understands your business and the clients you serve.

Contact Us

Ready for a solution that is personalized and adaptive to the needs of your business and your ever-evolving market conditions? Let’s get started.